15:56 Mar 5, 2021 |
English to French translations [PRO] Bus/Financial - Finance (general) / from anywhere | |||||||
---|---|---|---|---|---|---|---|
|
| ||||||
| Selected response from: Francois Boye United States Local time: 04:20 | ||||||
Grading comment
|
Summary of answers provided | ||||
---|---|---|---|---|
4 -1 | instruments de crédit cotés /Rachats de Prêts |
|
Discussion entries: 2 | |
---|---|
instruments de crédit cotés /Rachats de Prêts Explanation: Le principe du rachat de crédits est relativement simple : les ménages endettés s’adressent à un établissement autre que celui qui leur a initialement accordé les fonds. Ce dernier solde l’ensemble des crédits auprès des différents créanciers (que cela soit des crédits immobiliers et/ou crédits à la consommation) et les remplace par un nouveau contrat à un taux plus attractif mais d'une durée plus longue. é -------------------------------------------------- Note added at 1 hr (2021-03-05 17:36:16 GMT) -------------------------------------------------- cotés = qui font l'objet d'une cotation sur le marché du crédit -------------------------------------------------- Note added at 1 day 37 mins (2021-03-06 16:33:59 GMT) -------------------------------------------------- A loan participation note (LPN) allows investors to purchase a claim to a portion of an outstanding loan issued by another lender. With an LPN, the lead bank underwrites and issues the loan, while participant investors subsequently purchase a pro-rata amount. This definition means that loan participation is not the fact of participating in the issuance of a loan. Instead, it is about buying partial claims of a loan already issued. -------------------------------------------------- Note added at 1 day 38 mins (2021-03-06 16:35:03 GMT) -------------------------------------------------- Investopedia is the source of the loan participation -------------------------------------------------- Note added at 1 day 1 hr (2021-03-06 16:58:11 GMT) -------------------------------------------------- Credit instruments are listed indeed. bonds are quoted in bond market regardless of whether their interest rates are fixed or floating. A debt security is a debt instrument that can be bought or sold between two parties in the credit market and has basic terms defined, such as the notional amount (the amount borrowed), interest rate, and maturity and renewal date. Examples of debt securities include a government bond, corporate bond, certificate of deposit (CD), municipal bond, or preferred stock. Debt securities can also come in the form of collateralized securities, such as collateralized debt obligations (CDOs), collateralized mortgage obligations (CMOs), mortgage-backed securities issued by the Government National Mortgage Association (GNMA), and zero-coupon securities. Mortgage loans are transferable within the secondary loan market Collateralised obligations are a subset of debt securities, which are exchanged in the credit market. |
| |
Login to enter a peer comment (or grade) |
Login or register (free and only takes a few minutes) to participate in this question.
You will also have access to many other tools and opportunities designed for those who have language-related jobs (or are passionate about them). Participation is free and the site has a strict confidentiality policy.