credit scoring

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13:58 Feb 22, 2010
English to Malay translations [PRO]
Bus/Financial - Finance (general)
Additional field(s): Real Estate
English term or phrase: credit scoring
Definition from Investopedia:
A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit.

Example sentence(s):
  • If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. Bankrate, Inc.
  • Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. British Bankers' Association
  • Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. Federal Trade Commission
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Summary of translations provided
4markah kredit
J Amir


  

Translations offered


2913 days   confidence: Answerer confidence 4/5Answerer confidence 4/5
markah kredit


Definition from investopedia:
Analisa statistik yang menilai kebolehpercayaan kredit seseorang dan berdasarkan sejarah kredit. Bank atau institusi kewangan menggunakan markah kredit untuk menilai kebarangkalian atau kemampuan seseorang itu akan membayar hutangnya.

Example sentence(s):
  • Penting bagi seseorang untuk mengetahui markah kreditnya dan memastikannya berada pada tahap baik. - Astro Awani  
  • Karakter, Kapital, Kapasiti, Kondisi dan Kolateral adalah lima faktor yang mempengaruhi markah kredit anda. - Hartabumi website  
J Amir
Malaysia
Local time: 02:27
Native speaker of: Malay
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