Стандарты, определяющие необходимый минимальный размер засчитываемого страхового покрытия.

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"The Massachusetts Health Care Reform Law requires that most residents over 18 who can afford health insurance have coverage for the entire year, or pay a penalty through their tax returns... You must be enrolled in health insurance plans that meet Minimum Creditable Coverage (MCC) requirements.
... ... ... ... ...
Minimum Creditable Coverage (MCC) is the minimum level of benefits that you need to have to be considered insured and avoid tax penalties in Massachusetts.
... ... ... ... ...
Most plans meet the MCC standards...
...If you receive a Form MA 1099-HC from your insurer, it will indicate whether your insurance meets MCC requirements".
https://www.mass.gov/info-details/health-care-reform-for-ind...


"...state regulations require Massachusetts residents to have health insurance benefits that meet certain standards... state rules require minimum creditable coverage (MCC).

Individuals who do not meet these health insurance requirements may be responsible for a penalty on their state tax return.
... ... ... ... ...
Minimum creditable coverage is the minimum level of benefits needed for taxpayers to be considered insured and avoid state tax penalties".
https://www.mass.gov/doc/eom-22-01-federal-and-state-health-...

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Двуязычный официальный документ:

Англ.:
"Late enrollment penalty
....If a beneficiary does not have creditable coverage (coverage for prescription drugs that is at least as good as the standard Medicare prescription drug coverage), they will have to pay a penalty if they choose to enroll later".

Русс.:
"Штраф за регистрацию с опозданием
...Если у участника отсутствует засчитываемое страховое покрытие (покрытие рецептурных препаратов на уровне стандартного покрытия рецептурных препаратов Medicare), ему придется заплатить штраф, если он решит зарегистрироваться в плане позже".

https://www1.nyc.gov/assets/dfta/downloads/pdf/publications/...