taux de l\'usure

Portuguese translation: taxa de usura

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

French term or phrase:	taux de l\'usure
Portuguese translation:	taxa de usura
Entered by:	Ana Cravidao

17:05 Mar 1, 2018

French to Portuguese translations [PRO]
Bus/Financial - Finance (general) / Relatório sobre o setor bancário num país

French term or phrase: taux de l\'usure

CONTEXTO:
Les taux d’intérêt très élevés pratiqués par les banques sur les crédits à la clientèle (un taux moyen de 24 % a été cité), au regard du coût du financement (9 %), semble attester d’une gestion imparfaite, par les banques, des équilibres financiers de leur activités de crédit.
L’absence de taux de l’usure permettrait à plusieurs sociétés financières non bancaires de pratiquer des taux d’intérêt beaucoup plus élevés, ce qui n’est pas un facteur de saine gestion du risque de crédit et ne permet pas de contribuer utilement au financement de l’économie.
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Não creio que seja taxa de juro, mas posso estar errada. Pelo que percebo, num banco fala-se em taxa de juro, mas numa sociedade financeira não bancária a taxa tem um outro nome. Qual? Obrigada pela vossa muito preciosa ajuda.

Ana Cravidao KudoZ activity Questions: 205 (none open) (8 closed without grading) Answers: 140
Local time: 05:37

taxa de usura

Explanation:
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Note added at 20 minutos (2018-03-01 17:25:54 GMT)
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Il existe un taux de l'usure pour chaque catégorie de financement. Chaque trimestre, le taux de l'usure est déterminé par la Banque de France, puis, publié au Journal officiel.

Há uma taxa de usura para cada categoria de financiamento. O Banco de França fixa trimestralmente a taxa de usura, que é, em seguida, publicada no Jornal Oficial.
http://eur-lex.europa.eu/legal-content/FR-PT/TXT/?uri=CELEX:...

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Note added at 21 minutos (2018-03-01 17:27:22 GMT)
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Taxas de usura
Os limites das taxas de usura são definidos pelo Banco de Portugal. A cada trimestre surgem novos limites máximos para as taxas de juro que os bancos ou outras entidades financeiras podem praticar nos créditos que concedem em Portugal.
https://www.economias.pt/significado-de-taxa-de-usura/

Trimestralmente, o Banco de Portugal divulga as taxas de usura que podem ser cobradas aos consumidores nos créditos, quer sejam créditos pessoais, créditos automóvel, ou mesmo cartões de crédito, linhas de crédito, contas correntes bancárias e facilidades de descoberto.

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Note added at 23 minutos (2018-03-01 17:28:44 GMT)
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Ver também:
http://www.nvalores.pt/taxas-de-usura/

Selected response from:

Gil Costa
Portugal
Local time: 05:37

Grading comment

4 KudoZ points were awarded for this answer

Summary of answers provided

4 +1

taxa de usura

Gil Costa

juros usurários

Ana Vozone

Answers

17 mins confidence:

juros usurários

Explanation:
Penso que é isto, mas não tenho realmente a certeza...

https://www.google.pt/search?ei=TjaYWsmYIIbsUq_0rYAG&q="juro...

https://www.publico.pt/2013/01/22/jornal/governo-vai-limitar...

Pode pesquisar Portugal neste documento: http://ec.europa.eu/internal_market/finservices-retail/docs/...

https://www.publico.pt/2013/01/22/jornal/governo-vai-limitar-juros-usurarios-nos-cartoes-de-credito-25933990

Ana Vozone
Local time: 05:37
Specializes in field
Native speaker of:

Portuguese
PRO pts in category: 28

19 mins confidence:

peer agreement (net): +1

taxa de usura

Gil Costa
Portugal
Local time: 05:37
Works in field
Native speaker of:

Portuguese
PRO pts in category: 77

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