English to Portuguese Bus/Financial Finance (general)

O contexto é basicamente a definição do que é o model:

LONG-TERM LOSS GIVEN DEFAULT MODEL (LGD)
Arithmetic-based model used to estimate the % of exposure that would be lost, factoring in collateral value, foreclosure costs, and relationship between price at auction and appraisal value
Can be estimated via segmentation or direct calculation

Grata.