I am not 100% sure, but I think it might fit in this context.

n/a

В общем случае термин обременение - Encumbrance
Общее определение Encumbrance в любой специфике понимается как charge
Обременение - любой залог, право удержания либо иное обеспечительное право, установленные в отношении любого актива ...

Рекомендую посмотреть следующие источники, чтобы определится какой термин вам ближе

Обременение -Definition of Encumbrance
Encumbrances refer to any charge or claim against a property. This legal term is commonly used with regards to real estate, but encumbrances also can affect vehicles and other types of personal property. The person or entity that issues the encumbrance acquires a legal right to the property. This encumbrance remains in effect until the actual owner satisfies a debt or resolves the issue with the other party. Because encumbrances create an unclear title, issues can arise upon selling or transferring ownership of the property.

http://smallbusiness.chron.com/difference-between-lien-encum...

1. Accounting: A contingent liability, contract, purchase order, payroll commitment, tax payable, or legal penalty that is chargeable to an account. It ceases to be an encumbrance when paid-out or when the actual liability amount is determined and recorded as an expense.
2.
Real estate: A charge, claim, liability, or regulation that is attached to and is binding upon a property. It may affect the clarity of a good title (see clear title) or may diminish the value of property, but may not prevent transfer of title.
An encumbrance can take several forms: mortgages, claims by other parties, court judgments, pending legal action, unpaid taxes, restrictive deed or loan covenants, easement rights of the neighbors, or zoning ordinances.


Read more: http://www.businessdictionary.com/definition/encumbrance.htm...