May 9, 2017 12:16
7 yrs ago
3 viewers *
English term

... the excess amount shown against your endorsement

English to Polish Bus/Financial Insurance automotive
[from a temporary cover note, (automotive) UK]
full sentence:
PLEASE REFER TO POLICY BOOKLET FOR DETAILS OF ANY YOUNG/INEXPERIENCED DRIVER EXCESSES THAT MAY APPLY IN ADDITION TO THE EXCESS AMOUNT SHOWN AGAINST YOUR ENDORSEMENT.

Discussion

geopiet May 9, 2017:
te dwa „dodatki” się gryzą :) jakiś inny synonim trzeba będzie ..
geopiet May 9, 2017:
endorsement Dodatek (endorsement)
W umowie ubezpieczenia, dokument stanowiący integralną część, sporządzony w okresie trwania umowy, z inicjatywy jednej ze stron tej umowy, a odnoszący się do istotnych okoliczności wpływających na zakres ochrony, na wysokość składek lub na zmianę obowiązków stron umowy. - http://www.asist.pl/slownik/

Proposed translations

1 hr

... (w dodatku do) kwoty udziału własnego wskazanej/określonej w dodatku do polisy

.
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9 hrs

...udział własny wyszczególniony w adnotacjach do polisy ubezpieczeniowej

propozycja:

Excesses

An excess is the amount of money you pay towards a claim, regardless of who is to blame for the incident. The excess will apply to vehicle repairs following a fire, theft or an accident and must be paid to the repairing garage. If the vehicle is considered a total loss or is stolen and unrecovered, the excess will be deducted from the final settlement.

If the accident is not your fault and you have purchased Legal Expenses cover (in association with Co-op Legal Services Limited), you may be able to claim this money back using our Uninsured Loss Recovery Service. How much you pay depends on whether the Standard Excess only applies or you have chosen to pay a Voluntary Excess. For further details on the different kinds of excess, see below. You will need to look at which excesses apply to your particular circumstances before you consider whether a voluntary excess is appropriate

Types of excess

Standard Excess

The Standard Excess is £100. You’ll have to pay this for every claim unless it’s to replace a windscreen or window – then the excess is £50. If the windscreen or window can be repaired, rather than replaced, you won’t have to pay an excess.

Young Driver Excess

The Young Driver Excess, as specified in the table below, applies where the driver or person in charge is aged under 25 years. This excess is paid in addition to the Standard Excess, Inexperienced Driver Excess and any Voluntary Excess which you may have chosen to pay.

http://www.co-opinsurance.co.uk/youngdriverinsurance/excesse...
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+1
18 hrs

udział własny wymieniony w aneksie do polisy

Propozycja - endorsement = aneks do polisy, uzupełnienie warunków polisy (Dictionary of Insurance Terms)
Peer comment(s):

agree Wojciech Suchomski
3 days 9 hrs
Dziękuję
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Reference comments

58 mins
Reference:

Young and Inexperienced Drivers Excess

In addition to any compulsory policy excesses that might apply, virtually every motor insurance policy includes young and new driver excesses. In insurance terms, anyone under 25 years of age is classified as a young driver. Generally insurers have two categories of young driver, those aged 17 to 20 years of age and those aged 21 to 24 years of age. Each of these age groups will be subject to a young driver excess which is in addition to any other excess that applies to the policy. The 17 to 20 group will have a higher excess than the 21 to 24 group reflecting their inexperience. Furthermore, any driver aged 25 or over who is driving on a provisional licence or has held their full licence for less than a year will also usually be subject to an increased compulsory own damage excess, usually equivalent to that applied to the 21 to 24 age group.

It is important to understand that any young driver excess applies not only if the car is being driven by a young driver, but if a young driver is deemed to be in charge of the said vehicle, i.e. damage occurs to the vehicle when it is parked (and it was a young driver who was the last driver). The young/inexperienced driver excesses will be clearly described in the policy documents and should be brought to the attention of any proposer at the quotation stage. - https://www.bewiser.co.uk/knowledge-base/insurance-knowledge...

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Note added at 1 hr (2017-05-09 13:17:30 GMT)
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Czym jest excess w ubezpieczeniach samochodowych i w jakich sytuacjach się go płaci?

Excessem w Wielkiej Brytanii nazywany jest udział własny, który należy zapłacić w sytuacji, gdy z naszej winy wydarzy się szkoda. W Wielkiej Brytanii jest kilka rodzajów excessu.

[cut]

Różni kierowcy, w zależności od ich wieku lub doświadczenia w prowadzeniu samochodu, mogą być objęci różnymi excessami. Z reguły jest tak, że młodsi lub niedoświadczeni kierowcy w razie szkody będą musieli zapłacić wyższy excess niż ich starsi i bardziej doświadczeni w prowadzeniu samochodu koledzy. - https://polplan.co.uk/ubezpieczenia–artykuły/excess-w-ubezpi...
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