Idézet a lentre másodikként bemásolt linkről:
"How an Interest Rate Risk Premium Affects Your Finances

"High risk, high reward," as the old saying goes, should really be "high risk, higher premiums." Any time you investing money or borrowing it in the form of a loan, the likelier the entire principal balance will not be returned, the more likely the pot will need to be sweetened. The higher rate associated with a risky investment is known as the interest rate risk premium, while the expensive interest rate you pay as a risky borrower is the debt risk premium.

In essence, the investor or creditor is charging an additional rate of return on top of the principal and original yield due to higher risks associated with the investment or debtor."

Ezért nézd meg a szövegedben, hogy melyik oldalról nézik a dolgot, a hitelező vagy a hitelfelvevő szempontjából, mert eltérő a neve.