to buy deep

French translation: ... qui relâchent les critères d'octroi de prêt voiture / crédit auto

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:[car finance companies] "buying deeper"
French translation:... qui relâchent les critères d'octroi de prêt voiture / crédit auto
Entered by: Daryo

19:22 Jan 9, 2023
English to French translations [PRO]
Marketing - Marketing / Market Research
English term or phrase: to buy deep
Il s'agit d'une étude de marché concernant la satisfaction des concessionnaires relativement au financement automobile.

La question exacte est : Which lender has the best credit staff who take actions in order to drive incremental business, outside of buying deeper?

Le début de la phrase est clair pour moi, par contre "outside of buying deeper" me pose problème.
Merci à vous!
isabellemes
Local time: 01:41
... qui relâchent les critères d'octroi de prêt voiture / crédit auto
Explanation:


David Jones used to warn customers that if they failed to make their car payments, they'd no longer get credit.

“That's not true today,” says Jones, vice president-consumer credit, operations support and plans for General Motors Acceptance Corp.

Consumers with blemished credit histories that once precluded them from further financing “can get credit somewhere today,” he says.

They're a growing breed. About 40% of U.S. consumers are nonprime and subprime, according to Fair Isaac Corp., developers of the FICO credit scoring.

More lenders are offering near-prime, nonprime and subprime auto financing as those segments grow and more consumers find themselves with poor credit scores, due to circumstances ranging from life's vagaries to overspending.

Auto makers' captive finance companies are among lending institutions that are “buying deeper,” funding auto loans for consumers with low credit scores.

more:
https://www.wardsauto.com/news-analysis/captive-firms-buying...

IOW

Which lender has the best credit staff who take actions in order to drive incremental business, outside of buying deeper?

means

Which lender has the best credit staff who take actions in order to drive incremental business, outside of being willing to give loan to car buyers with not so good / rather marginal credit rating?

--------------------------------------------------
Note added at 22 hrs (2023-01-10 17:30:17 GMT)
--------------------------------------------------

oops ... willing to give loans to car buyers ...
Selected response from:

Daryo
United Kingdom
Local time: 06:41
Grading comment
Thanks a lot!
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1... qui relâchent les critères d'octroi de prêt voiture / crédit auto
Daryo
4Achetez à la baisse
Etienne Thems
4 -1(en dehors) d'acheter plus profondément?
MassimoA


Discussion entries: 4





  

Answers


21 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Achetez à la baisse


Explanation:
Refers to buying an asset after its value has declined.
Elle signifie tout simplement que ceux qui adoptent cette position, choisissent d’acheter un actif après que son prix a baissé.

Etienne Thems
France
Specializes in field
Native speaker of: Native in FrenchFrench
Notes to answerer
Asker: Thanks Étienne


Peer comments on this answer (and responses from the answerer)
disagree  Daryo: these are LENDERS they don't buy ANYTHING. Google's search engine has no brain, it's no more than a statistical device // "the most frequent meaning" counts for NOTHING if it doesn't fit the context of the ST.
1 min

agree  José Patrício: C’est une expression qui appartient au monde du trading et qui pourrait se traduire par “Achetez à la baisse!”. Elle signifie tout simplement que ceux qui adoptent cette position, choisissent d’acheter un actif après que son prix a baissé.
4 hrs
Login to enter a peer comment (or grade)

22 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
(en dehors) d'acheter plus profondément?


Explanation:
La signification n'est que symbolique, il n'y a pas d'achat mais seulement la recherche du meilleur personnel de crédit.

MassimoA
Italy
Local time: 07:41
Works in field
Native speaker of: Native in ItalianItalian
PRO pts in category: 8
Notes to answerer
Asker: Thank you


Peer comments on this answer (and responses from the answerer)
disagree  Daryo: non
7 mins
Login to enter a peer comment (or grade)

22 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
[car finance companies] "buying deeper"
... qui relâchent les critères d'octroi de prêt voiture / crédit auto


Explanation:


David Jones used to warn customers that if they failed to make their car payments, they'd no longer get credit.

“That's not true today,” says Jones, vice president-consumer credit, operations support and plans for General Motors Acceptance Corp.

Consumers with blemished credit histories that once precluded them from further financing “can get credit somewhere today,” he says.

They're a growing breed. About 40% of U.S. consumers are nonprime and subprime, according to Fair Isaac Corp., developers of the FICO credit scoring.

More lenders are offering near-prime, nonprime and subprime auto financing as those segments grow and more consumers find themselves with poor credit scores, due to circumstances ranging from life's vagaries to overspending.

Auto makers' captive finance companies are among lending institutions that are “buying deeper,” funding auto loans for consumers with low credit scores.

more:
https://www.wardsauto.com/news-analysis/captive-firms-buying...

IOW

Which lender has the best credit staff who take actions in order to drive incremental business, outside of buying deeper?

means

Which lender has the best credit staff who take actions in order to drive incremental business, outside of being willing to give loan to car buyers with not so good / rather marginal credit rating?

--------------------------------------------------
Note added at 22 hrs (2023-01-10 17:30:17 GMT)
--------------------------------------------------

oops ... willing to give loans to car buyers ...

Daryo
United Kingdom
Local time: 06:41
Native speaker of: Native in SerbianSerbian, Native in FrenchFrench
PRO pts in category: 60
Grading comment
Thanks a lot!

Peer comments on this answer (and responses from the answerer)
agree  Bourth: Where did my Discussion entry about Subprimes go?
5 hrs
  -> No idea. I spotted this question after it done a disappearing act and left only a phantom trace - the reply to it. Gremlins got it? Thanks!
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